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LIFE endeavors to provide relevant financial education to help young adults (18-22 years) and adults (22 years and older) improve their financial lives as well as lead them to becoming positive contributors to the American economy. Financial literacy enhances an individual’s financial knowledge, skills, and capacity to use resources and tools so they can get, manage, and use their financial assets to achieve their goals.

LIFE actively seeks to host or co-sponsor events primarily in the Metropolitan Washington D.C., Maryland, & Virginia area that promote the mission and goals of the organization.

Young Adults and Adult Programs

Seminar topics have included:

  • Home Buying & Real Estate Investing

  • Credit Reporting and Credit Scoring

  • Credit and Debt Management

  • Entrepreneurship

  • Financial Planning

  • Retirement Planning

  • Estate Planning

  • Fraud Prevention: Protecting Your Info             

  • Wealth Creation 

  • Investments

  • Career Planning

  • College Preparation and College Funding

  • Tax Planning

  • Insurance and Asset Protection

  • Owning a Car

  • Charitable Giving

Funding College and Higher Education

Higher education has been shown as a way to increase earning potential.  LIFE provides workshops and seminars on various ways to make the investment in education affordable.


Business ownership can be a key means for wealth development.  LIFE provides a variety of workshops on understanding the basic principles of starting, planning, growing and sustaining a business.


Homeownership is the key to building wealth for most families. While LIFE has consistently conducted homeownership seminars since its inception, we also recognized at that time that it was important to make sure that families were financially prepared to keep and maintain their homes once they were in them. As such, we have regularly participated in seminars, written articles, and provided training and resources to educate consumers regarding homeownership, credit and debt management, real estate investing, predatory loans, and foreclosure prevention resources.

Coalition for Homeownership Preservation in Prince George’s County, Maryland

The Coalition for Homeownership Preservation in Prince George’s County was formed in 2007 by public and private sector leaders to address the high number of foreclosures occurring in Prince Georges County.  The goal of the Coalition is to strengthen homeowner assets and neighborhood stability in the Prince George’s County area by helping troubled borrowers and by increasing homeownership success.  In previous years, we provided strategic assistance to the Coalition with their marketing and community outreach efforts and assisted in the development of a Coalition Brochure, Coalition Newsletter and Coalition/LIFE Housing and Foreclosure Prevention Resource Directory.

Core Competencies in Homeownership Education

Since our inception, LIFE has been active in developing, promoting, and conducting financial training related to homeownership, credit and debt management, understanding mortgage financing options, mortgage lending, predatory loans, real estate investing, and foreclosure prevention.

LIFE Partnerships for Housing-Related Education

LIFE has attended meetings and training, provided training and resources, utilized training materials and/or curriculum, or participated in joint events with a variety of non-profit, faith-based, governmental and private organizations.

Collaborative Organizations
have included:
  • The Coalition for Homeownership Preservation in Prince George’s County

  • Consumer Action

  • HUD-Approved Counseling Agencies in Prince Georges County

  • Neighbor Works, Maryland Housing Counselors Network

  • Montgomery County Department of Housing

  • Federal Deposit Insurance Corporation (FDIC)

  • National Foundation for Financial Education (NEFE)

  • Delta Sigma Theta Sorority Inc.

  • Prince Georges County Department of Housing and Community Development

  • National Community Reinvestment Coalition (NCRC)

  • Maryland Department of Housing & Community Development

  • Association of African American Financial Advisors (AAAA)

  • U.S. Department of Housing & Urban Development (HUD)

  • Maryland Department of Agricultural Extension Services

  • Reid Community Development Corporation (RCDC)

  • Delta Challenge Homeownership Program

Support Our Young Adult & Adult Programs

Transparency and sustainability are vital for nonprofits.  Your donation will be used to fund the LIFE adult and youth financial literacy programs that focus on growing vibrant and knowledgeable communities.

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